5 Effective Ways to Teach Your Children to Save Money
As parents, we worry too much about our children's future. We want to make sure that we equip them with ways that can help them obtain a better opportunity in life. We develop their attitude, character, and leadership, and we send them to school. Oftentimes, we forget to think about establishing their financial future, which should start by teaching them how to save. This should not be the case. As parents, we must realize that through saving, we teach our children how to develop a positive attitude toward money. Now, how do we do it? Here are the five effective ways (remember, this should start soon as he learns how to count):
Be a good role model.
As parent, you should set a good example to your child by showing him how you manage your own money. Show him your money box. Explain to him what you do with the money box and why are you doing it. Being small, he will not easily realize what you are trying to explain to him, but he will surely try to imitate. That is what is important for now.
Buy him a coin bank.
To enable him to fully realize your actions, buy him his own coin bank. At the beginning, he will just try to be like you; but as days go by, he will go on his own, asking you for money to put in his coin bank.
Give him two money boxes.
If you are not keen on buying him a coin bank because you want to teach him something unique, you try to place two boxes in his room. Label one bank with "spend" and the other with "save". Show him how you will divide the money that he received either from you or from other people. He will remember this process, which he will maintain as he grows up.
Open a bank account in his name.
Bring your child along with you in the bank. Tell him that you are opening a bank account in his name and why. Afterwards, make a regular visit to this bank to deposit. Teach him how to do it. He will grow up doing the same thing.
Reward him for every dollar that he saves.
Make saving enjoyable for your child. Tell him that for every dollar he saves, you will match it with another dollar. For this reason, he will build an interest in saving. You need not worry about this kind of reward. He is only a child; thus, he will not have more money than you do. You can easily match his savings.
Teaching your child these five effective ways to save money is not about earning money. It is about developing a positive attitude toward money. More importantly, any way you choose from this list will surely build a character that will help him secure his financial future. And, this is more rewarding for you as a parent.
Harrison Fray is an experienced and expert home decor planner who specializes in kids bedding and kids room decor buying. His advice can help you to buy kids bedding cheaply but with unique style. Harrison Fray also gives great advice on boys bedding. Drop by Kids Toddler Boutique and see what Harrison recommends.
5 Effective Ways to Teach Your Children to Save Money
By Harrison Fray
5 Ways to Make Your Child Fall in Love With School
School is where we all learn out ABC's and 123's. But some children just can't seem to enjoy going to school even with much encouragement from their parents. Most kids enjoy their first time in school, but after a while, due to some factors, they begin to hate it and they drift not only from their initial interest but also from interacting with schoolmates and teachers.
While some children suffer a phobia of going to school because of traumatic experiences, others are simply not interested. One of the many reasons why youngsters hate school is because some of their family members may have expressed their own hate of going to school. It can influence a child's thinking if it is often expressed and absorbed by the child.
How can you make your child love going to school then?
1. One of the key factors that can help your child fall in love with school is parental encouragement. By letting your children understand the importance of learning at an early age, they'll be looking forward to the day that they'll be able to ride a school bus and enter a classroom.
Introduce your child at a young age to the value of learning through books and playtime to help him/her become interested in school and its many related aspects- teachers, students, socializing, playtime, learning, homework and many others.
2. Become involved in your child's schoolwork such as projects and homework. By showing your child that homework is a fun take-home activity instead of an obligation, he/she will develop a positive mindset. It is also advisable to let your kids learn from you instead of just learning from school. Develop an enjoyable way of interacting and educating your child by asking them about their current lessons in math, history, English and science. You can then incorporate a fun weekend activity that corresponds to their latest lessons such as going to museums, planetariums, plays or just by watching an educational video from the internet.
3. Some children may have problems with only one subject at school, but the effects can sometimes be too negative for them that they tend to hate school in general. For example, if your child only has a problem with Math, but he/she does well in other subject, you can incorporate the fun into Math by doing fun and enjoyable activities with him/her.
One fun activity is by letting your child calculate your grocery list and having it compared with the actual prices of items when you take your child to the supermarket with you. Let him/her learn the equations in a realistic and practical way rather than setting up a classroom environment at home. This could only deter your child from learning and appreciating math.
4. Preparing your children even before they set foot in a classroom can help him/her develop an appreciation for learning. Educational games such as scrabble and children's Sudoku are fun and enjoyable especially during summer. Monopoly, chess and other board games can help your child sharpen his/her mind even on a vacation.
5. Schools and teachers have adapted the rewards system wherein they give rewards to school children if they are able to top a quiz or exam, if they've won an academic contest or joined curricular activities at school. The rewards system encourages children to study more and become focused on their lessons with a promise of something that is worth earning.
Same goes at home. If you're tutoring and taking care of your children, make book discussions and math problem reviews more fun with rewards. A long nature walk, an ice cream cone or a weekend of watching educational cartoons can help perk them up and anticipate the coming school week.
Harrison Fray is an experienced and expert home decor planner who specializes in kids bedding and kids room decor buying. His advice can help you to buy kids bedding cheaply but with unique style. Harrison Fray also gives great advice on boys bedding. Drop by Kids Toddler Boutique and see what Harrison recommends.
5 Ways to Make Your Child Fall in Love With School
By Harrison Fray
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FamilyIgloo was developed to serve as an informative, safe, fun and synergistic social family network site. With today’s ever increasing hectic lifestyles, getting informed about family related news and connecting with likeminded peers is often a difficult task to accomplish. Time and again couples with young children have limited occasion to socialize outside the family unit, which becomes one of our primary goals.
We hope that this site will allow families to get informed about some of the latest family related web articles, enforce long distance ties, get to know their neighborhood, find families with similar outdoor/indoor hobbies, and share photos, videos, and precious moments with selected members. We also hope that families will get to meet each other in a SECURE environment such as family excursions, park barbecues, dining out, birthday parties, hiking out, moms’ night out, fathers’ night out and toys exchange and resale.
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